Account holders from the following banks can sign up for the GIRO scheme with MOE through eGIRO:

Bank of China (BOC)
Citibank
DBS Bank or POSB
Hongkong and Shanghai Banking Corporation Limited (HSBC)
Industrial and Commercial Bank of China (ICBC)^{^}
MariBank
Maybank
Oversea-Chinese Banking Corporation Limited (OCBC)
Standard Chartered Bank (SCB)
United Overseas Bank (UOB)

^{^}ICBC customers must use their 11-digit account number for GIRO setup

If you are an account holder of:

Corporate account
Joint account with 2 signatories
OCBC joint accounts
Other banks

You need to complete a hardcopy GIRO application form and submit the original signed form to your child’s school. It may take up to 3 months to process once we receive the form.

Child Development Account (Baby Bonus Scheme) cannot be used.
Trust Bank and MariBank customers cannot submit hardcopy GIRO forms as these digital banks do not maintain physical customer signatures.
This GIRO instruction will continue as long as your child remains in a government or government-aided school. If applicable, the same GIRO arrangement will be extended to cover the payment of:
- Enrichment programmes
- School charges
- National Examination fees (Primary School Leaving Examination and GCE examinations)
Find more information on GIRO scheme with MOE.

Payment timeline

GIRO deductions are made on the 26th of every month from February to December.

If the 26th is a weekend or public holiday, the deduction will happen on the next working day.

Check for the exact deduction dates on our calendar by filtering for "GIRO deductions".

There is no deduction in January as the fees for January and February are combined into one bill for deduction in February.
There will still be deductions in November and December as the fees payable are calculated on an annual basis and spread out over a period of 12 months, including school holidays.

Check your child’s school fees